TivraPay
India's fastest peer-to-peer token exchange. Buy, sell, and earn digital tokens with instant UPI settlements.
First Published: 14 November 2026 | Last Updated: 14 November 2026
Getting Started with TivraPay
TivraPay has quickly emerged as a go-to platform for users who want to trade digital tokens without relying on traditional exchanges. Whether you are a first-time user looking for the correct download link or an experienced trader exploring new earning methods, this guide walks you through every aspect of the platform.
Why TivraPay Is Gaining Momentum
The platform's growth is driven by its simplicity. Unlike complex crypto exchanges, TivraPay focuses on one thing — letting users trade tokens directly with each other through a clean, mobile-first interface. Word-of-mouth referrals and active Telegram communities have accelerated its adoption across India.
Finding the Right Links Matters
Fake login pages and modified APK files are a real risk. Scammers clone the interface to steal credentials. This page provides verified, official links so you never have to guess which one is authentic.
What's Covered in This Guide
Understanding TivraPay
TivraPay operates as a peer-to-peer marketplace for digital tokens. Instead of buying from a central authority, you trade directly with other users. The platform acts as a middleman that holds tokens in escrow until payment is verified, ensuring neither party gets cheated.
How a Typical Trade Works
- A seller lists tokens for sale at a set price.
- A buyer places an order and sends payment via UPI.
- The seller checks their bank app and confirms the money arrived.
- Tokens are released from escrow to the buyer's wallet.
How to Download TivraPay
TivraPay is currently available as an Android APK. Since it is not listed on the Play Store, downloading from the official source is critical for your security.
Step-by-Step Installation
- Tap the Download App button at the top of this page.
- Your browser may warn you about APK files — tap Download Anyway.
- Open the downloaded file from your notification bar.
- If prompted, enable Install from Unknown Sources for your browser in Settings.
- Tap Install and wait for it to finish.
- Open TivraPay and create your account.
Device Requirements
| Specification | Minimum |
|---|---|
| Operating System | Android 6.0+ |
| Storage | 45 MB free |
| RAM | 2 GB |
| Internet | Stable 4G / Wi-Fi |
Login & Account Setup
Getting into your TivraPay account takes less than a minute if you follow the correct steps. Here is how new and returning users can access the platform.
For New Users — Registration
- Tap the Register button above or visit the registration page.
- Enter your mobile number and set a secure password.
- Verify your number with the OTP sent to your phone.
- Once verified, your wallet is created and ready to use.
For Existing Users — Login
- Tap the Login button above.
- Enter your registered mobile number and password.
- Complete OTP verification if prompted.
- You will land on your dashboard with wallet balance visible.
Forgot Your Password?
Use the Forgot Password option on the login screen. Enter your registered number, receive an OTP, and set a new password. If you still cannot get in, contact support through the in-app live chat.
Key Platform Features
TivraPay is designed to make token trading accessible to everyone, regardless of technical expertise. Here are the core features that set it apart.
Instant Matching
Buy and sell orders are paired automatically within seconds
Escrow Protection
Tokens are locked until payment is confirmed by both parties
UPI Integration
Pay and receive money using any UPI-enabled banking app
Referral Rewards
Earn bonus tokens when friends join using your invite link
Platform Overview
| Detail | Information |
|---|---|
| Platform Name | TivraPay |
| Category | P2P Token Exchange |
| Availability | Android (APK) |
| Payment Method | UPI |
| Registration | Free |
| Official Website | tivrapay-in.com |
Earning Through TivraPay
TivraPay offers multiple ways to grow your token balance. Here is a breakdown of each earning method available on the platform.
1. Token Trading Margins
The most straightforward method. Buy tokens when the price is low and sell them when demand pushes the rate higher. The difference is your profit, settled directly to your UPI account when a buyer pays.
2. Referral Program
Every user gets a unique invite link. When someone registers through your link and starts trading, you receive a percentage of their trading activity as bonus tokens. This can compound quickly if your referrals are active traders.
3. Daily Engagement Bonuses
TivraPay periodically runs campaigns where active users receive bonus tokens for logging in consecutively, completing a set number of trades, or participating in community events on Telegram.
4. Holding Rewards
Some token tiers on TivraPay offer rewards for holding a minimum balance over a period. Think of it as interest on your token balance — the longer you hold, the more you accumulate.
Safety & Fraud Prevention
Peer-to-peer platforms require vigilance from users. TivraPay provides several built-in safeguards, but your own habits are the strongest line of defence.
How to Protect Yourself
- Verify payments independently — Always check your bank app or UPI app before confirming receipt. Never trust a screenshot sent by the buyer.
- Avoid off-platform deals — If someone asks you to trade outside TivraPay, decline. Escrow protection only works within the app.
- Guard your credentials — Your password, OTP, and PIN are personal. No legitimate support agent will ever ask for them.
- Use official links only — Bookmark tivrapay-in.com. Do not follow login links shared in random groups or messages.
- Enable device security — Keep your phone locked with biometrics or a PIN so no one can access TivraPay if your phone is lost.
What to Do If Something Goes Wrong
- If money was not received, do not tap Confirm. Use the Dispute / Appeal option immediately.
- Take screenshots of the transaction and your UPI app showing no credit.
- Contact support via the in-app live chat with all evidence attached.
- Wait for the resolution team — do not engage with the other party outside the app.
Help & Customer Support
If you run into any issue — login problems, stuck transactions, missing tokens, or account queries — TivraPay offers multiple channels to get help.
Available Support Channels
| Channel | Details |
|---|---|
| In-App Live Chat | Available 24/7 inside the app |
| Telegram Group | Join Community |
| Website | tivrapay-in.com |
Tips for Faster Resolution
- Include your registered mobile number and transaction ID in every support message.
- Attach screenshots showing the issue clearly.
- Be patient — complex disputes may take 24–48 hours to resolve.
Advantages & Limitations
No platform is perfect. Here is an honest look at what TivraPay does well and where it falls short.
| Pros | Cons |
|---|---|
| Zero investment required to start trading | Not registered with RBI or SEBI |
| P2P model – platform never holds user funds | App-only distribution (not listed on Play Store) |
| UPI payments move directly between buyers and sellers | Phishing risk from fake websites – use only tivrapay-in.com |
| Active Telegram community for discussion | Users must verify payments manually before confirming |
| Built-in appeal system for disputed transactions | No public customer care number (anti-scam measure) |
| Simple onboarding with no upfront deposit | Not a guaranteed income source – results vary by effort |
Common Questions Answered
What exactly is TivraPay?
TivraPay is a peer-to-peer digital token trading platform. Users buy and sell tokens directly with each other, and all payments are processed through UPI apps. The platform provides escrow protection to keep transactions secure.
Does joining TivraPay cost anything?
No. Account creation is free. You only need money in your UPI-linked bank account when you want to buy tokens from another user.
How do sellers receive their money?
When a sell order is matched, the buyer sends payment directly to the seller's UPI account. Once the seller checks their bank and confirms the credit, tokens are released to the buyer. Money never passes through TivraPay itself.
What happens if a buyer doesn't pay?
If a buyer fails to send payment within the time window, the order is cancelled automatically and tokens return to the seller's wallet. No loss occurs.
What if I receive no money but the buyer says they paid?
Do not confirm receipt. Open a dispute immediately through the app. The support team will review payment evidence from both sides and settle the matter. Confirming without checking your bank is the most common mistake users make.
Is my money safe on TivraPay?
TivraPay uses escrow to protect active trades, and UPI payments are handled by your bank — not by TivraPay. However, as with any trading platform, only use funds you are willing to risk. Token values can change.
Can I use TivraPay on iPhone?
Currently, TivraPay is available only for Android devices. There is no official iOS app or web trading interface at this time.
How do I delete my TivraPay account?
Contact the support team via in-app live chat and request account deletion. Make sure your token balance is zero and there are no pending trades before requesting.
About the Author
TivraPay Editorial Team – The content and research team behind TivraPay. We test the app on real devices, review user-reported payouts, and publish educational guides on P2P token trading and safety so you can make informed decisions. Every guide is reviewed and updated monthly.
Reviewed & Updated: 14 November 2026 | First Published: 14 November 2026